There are also some less expensive models (e.g., BA-35 Solar) that will perform Not necessary for the majority of students. There are more expensive financialĬalculators with a few more bells and whistles (HP12C, HP17BII, HP19BII, even models available for use in PDAs, but these are If youĪlready have a TI-83 or TI-83-Plus from a previous math class, these are also sufficient. It is recommended that you use either the Hewlett Packard 10BII or the Texas Instruments BA-II Plus. Before discussing either of these we canįirst review some of the basic features of financial calculators. There are also tips that will simplify your introduction to financial calculators. There are common mistakes students tend to make when first using financial calculators. In fact, it is very easy to royally screw up a problem with a financial calculator if You must realize, however, that you cannot use a financial calculator if you do not understand the fundamentalĬoncepts of the time value of money. Theįinancial calculator aids in the understanding of financial concepts in much the same way as the graphing calculator for To work through the problems more thoroughly, without the hindrance of having to manually make all the calculations. Due to the use of more "real-world" examples, students are encouraged Types of time value of money (TVM) problems. The use of financial calculators allows us to work through more realistic (and typically more complicated)
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